Archive for the ‘Credit’ Category

How To Choose The Right Credit Card

Thursday, April 2nd, 2009
How To Choose The Right Credit Card

by Darren Cason

When you’re trying to decide between several different credit card offers, be sure to carefully look at the Terms and Conditions. While some credit card offers advertise No Annual Fees, or Zero Percent APR. While these can be attractive offers, its important to look at the fine print, which will tell the full story.

When you’re looking at the details of a certain credit card, look for information about your liability if your card is lost or stolen. Some cards advertise that you wont be held liable, but in the fine print they have certain requirements you must meet. Also consider the APR, even if the card advertises 0% APR, because you could be charged a higher rate if you do not pay attention to the requirements for getting that rate.

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How To Repair Your Credit Score

Monday, March 30th, 2009
How To Repair Your Credit Score

by Michael Benifez

Having a poor credit rating becomes a more powerful stigma as every day passes. Improving your credit score can literally put money in your pocket by providing you with lower interest rates and lower fees on anything you finance. The big question is; can you repair your credit without spending a fortune to do so?

You cant believe the hype you see in the ads on TV promising instant credit restoration and pie in the sky credit scores with one phone call. The Federal Trade Commission puts forth a statement that encourages consumers to stay away from these so called miracle credit repair agencies. The truth is, everything a credit repair firm can do for your credit ” you can do by yourself.

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